Top 8 Personal Injury Insurance Adjuster Tactics: Part 1

Top 8 Personal Injury Insurance Adjuster Tactics: Part 1

When you’re injured in a car accident, truck accident, or other personal injury case, you need to be prepared to defend your case. This includes accidents near Macon, Warner Robins, Dublin and other areas of Bibb County and middle Georgia.

You didn’t cause the accident. You just want to get the medical treatment you need and move on with your life. Unfortunately, insurance companies can stand in your way sometimes. Learn about some of the most common tactics that insurance adjusters use. Know when you’re walking into a trap.

An experienced personal injury attorney can help you. They know how to avoid these tricks. Keep in mind, you pay nothing up front. Personal injury lawyers usually get paid only after you have received your compensation. Your case instantly becomes easier and less stressful.

Tactic #1

The insurance adjuster may tell you not to hire a lawyer. When you don’t have an expert on your side, you are instantly at a disadvantage. Personal injury cases are complicated. You’ll benefit from expert guidance, especially if your insurance adjuster isn’t treating you fairly.

Tactic #2

The insurance adjuster may make a low settlement offer. This is one of the most common tactics we see. The insurance company offers you a quick settlement so you’ll finalize the case. Many times, the offer isn’t even enough to cover your medical bills. Never sign a settlement without talking to a qualified personal injury attorney.

Tactic #3

The insurance adjuster may ask you to sign a medical release form. Your medical records will be an important part of your personal injury case. The insurance company has the right to obtain your medical records – at least some of them. However, they might also try to use your medical history against you. You’re particularly at risk if you’ve had past injuries.

Tactic #4

The insurance adjuster may ask you to give a recorded statement. Getting a recorded statement from you and others involved in your case is normal. However, you need to be in a good position to give an accurate statement. Depending on the severity of your injuries, you may need more time. Sometimes people have trouble remembering all of the details immediately after a serious accident. Make sure you’re in good condition and able to give an accurate, thorough statement so that the insurance company can’t use your statement against you.

 

Unfortunately, insurance companies and adjusters may have even more tactics to lower the compensation you deserve. We’ll share Part 2 of this list with you soon. In the meantime, the attorneys at Buzzell, Graham & Welsh are ready to defend you and your case. We’ll fight for you so that you can pay your medical bills and move on with your life after your injury. Give us a call today.